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Yet another checking account.

February 19th, 2007 at 09:59 am

I got my first statement from Citibank on the loan I acquired from them. First payment is due 3/2, totally do-able but the first one will just be for the actual minimum required. I called the phone number on the statement to inquire about making payments online, since the guy who processed it said I'd be able to, and they informed me that I had to call a different number that only has people working M-F. I called today, and actually talked to someone. I guess it's not a holiday for Citibank.

She informed me that the only way to make payments online is to set up a Citibank checking account, that way I can have online access and include the loan in what accounts I see when I log in. Because it's a 'dummy account', only open for internet access to my loan, I only have to keep a dollar in it and all fees will be waived. Of course, Citibank doesn't have any branches in Oregon so I have to wait for paperwork to show up. Which means I'll be mailing in my first payment. I haven't mailed in a bill in a really long time, how early should I send it to arrive right on time?

Ugh. Ah well. I like online bill pay so it's worth it. Especially since there are no fees.

Now I'm just waiting for my last CC statement so I can pay it off directly then wait for a $0 balance statement so I can start using the balance transfer option to keep up with the Money Shuffle that will hopefully ensure that I do indeed pay off all my consumer debt by April 2010.

3 Responses to “Yet another checking account.”

  1. JanH Says:

    I think I allow at least 7 days for my payments to get to the company.

  2. LdyFaile Says:

    Ok. But do things clear right away? I sorta have a direct deposit on the 1st that will be used for part of the payment so I don't really want the check to clear much before the due date.

  3. boomeyers Says:

    Good luck on the "snail mail"!
    Sounds like you have a good plan in place!

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