Post #2 today.
I got my Explaination of Benefits yesterday for my last doctor visit that showed that I owed money over my co-pay. I couldn't remember anything different than my usual doctor visit so I was going to call my insurance company about it but instead decided to call the clinic itself.
The office I needed to talk to were all in a meeting but I left a message and someone just called me back. I forgot that I'd had an EKG done, something I'd not had done at the clinic before. That's what the extra charge was for. It's not much, $10 and change, but still. I have memories of my 60 year old grandmother getting charged for labor and delivery stuff when she was in for her gal bladder. So I call on that stuff.
Since I had her on the phone, and I have enough saved up that I could cover it, I asked about the Echo I had done in July. Part of my reasons for starting my medical savings account was to be able to cover tests that I have to have now and again instead of making payments. But I never got anything from insurance regarding it. I did think it odd, but never remembered to call and ask. She looked up the test in question and said that they only billed for the doctor visit. She said that sometimes things get missed and basically left it at my gain.
From what I remember of the first one, my portion would have been $145 at least. I am so not complaining!
Medical billing error, in my favor.
Post #2 today.