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Next few months EF will not be increasing

May 10th, 2007 at 08:09 pm

I am still working hard at whittling away my debt and increasing my EF. However, life is just not on the same page right now. I made a couple of small withdrawals recently from my savings account, a donation to a breast cancer walk my friend is doing and a donation to my brother's bank account so he doesn't get overdrawn. Granted the second is borderline enabling however if he gets overdrawn I'll be the one to bail him out so an ounce of prevention is totally worth a pound of cure in this case. Fortunately his roommate finally came through with his portion of the rent that my brother covered this month so he should be able to make it the rest of the month no problem.

The other reason though isn't that I'll be taking out money but rather I won't be putting in my extra cash from my Tuesday Deposits for a while. A friend of mine got scammed pretty bad on craigslist. I've decided to help her out as much as I can which isn't going to be much but the way I see it is it's extra money anyway. So instead of making my Tuesday Deposits I'll just cash the checks and once a week pass it off to her. It'll be between $25 and $70 a week depending on what nights I actually end up working and if I get paid that night or not.

Once she gets back on her feet then I'll start re-directing the funds where they should be going. Hopefully she'll get a roommate soon and get caught up from all the potential overdrafts the scam will cost her.

4 Responses to “Next few months EF will not be increasing”

  1. moi aussi Says:

    Sorry to hear about your friend. Cheers to you for being a good friend.

  2. Carolina Bound Says:

    How did your friend get scammed? I'm not familiar with Craigslist; I don't think it's available in our area.

  3. LdyFaile Says:

    Well someone answered her ad for a roommate, sent her money orders to cover some costs both rent and having their stuff shipped, then claimed that the shipper needed the money before the stuff shipped not upon arrival like was previously thought so the person asked my friend to send the money to the shipper via western union. She did and the money orders turned out to be counterfeit but since she already sent the money it means she's out that.

    I was unaware of all that was going on, had she mentioned the latest turn I would have advised against it. She also hadn't read the information on craigslist about the possibility of scams and how to spot them. Frown So she's out rent money, out a roommate to cover half the apartment bills, and out the extra she sent to the shipper.

  4. JanH Says:

    That's awful--that scam that happened to your friend! You're a generous and kind person to help her out!

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