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bits and pieces.

June 28th, 2007 at 02:45 pm

I'm a little annoyed with myself. But before I get to that, I've decided to not do the 0% BT. It's not worth it right now as it's too short of time for something to go wrong.

~ The $400 that I had planned on paying off of CC2 before interest started accruing, may not be going anywhere right away and that makes me sad.

~ If I choose to stay in my apartment I will owe my roommate $200-$300 since she paid the deposit but is leaving. I think it was $200 but since I didn't pay it I don't remember exactly. I told her to take it off of July's rent so thats part of why I can't pay off CC2 right away.

~ If I choose to move (I finally heard back from a house I had inquired after beginning of the month) my housing costs will go up slightly. Rent and utilities combined are only $12 more per month and if the house is where I think it is gas usage won't go up that much but I may not be able to walk to work/gym as often. Depending on the new living situation I may still have to have a storage unit but I've spoken with another friend about 'renting' space in her garage for the same price I was paying before.

~ I have to pay $196 for two nights at a motel after the walking relay I'm doing. It's annoying because all hotel/motels in the area require a 2 night stay for that particular weekend and that is literally the cheapest out there. The next cheapest is three times the rate. The money is due before August 1st and is the second reason I won't be paying off the CC before interest accrues. Though I could take money out of savings but I'm trying to not do that I want to build savings not take away from it.

~ If I don't move and I can de-clutter enough to store it all at the apt I currently live in that will save me $60/month.

~ I'm slightly splurging and getting a massage this weekend but it's for medical reasons so I'll take the money out of my medical funds. I think I have/had a pinched nerve. I had tingling sensations in my legs but when I'd shift how I was sitting it would go away. After the first visit to the chiro it went from both legs to just my left leg. After the second visit to the chiro it's lessened even more but now the muscle that feels like it goes from about mid butt to past the knee is irritated by about mid-day which makes sitting in any position un-bearable. My friend is a massage therapist and sometimes gives me discounts because I do computer work for her. I'm planning on paying full price though until she tells me otherwise.

~ I got the explanation of benefits from my last Echo, they remembered to bill my insurance this time. It's $159 that I'll owe and I'm hoping that it'll be on the next billing cycle. If it is, then there's a good chance I can pay it all when I get it. My medical savings is currently at $57.

~ My brother is getting a signing bonus, I just don't know when yet. When he does he'll be paying off the money he owes me (I'm assuming based on how much money he'll be getting). Right now his outstanding balance with me is at about $3,600. But it'll be 10 - 30 days before he gets his bonus and he says knowing his luck it'll be 30 days.

~ I had three no drive days but was hoping for five. Today the weather wasn't right to walk to work though I did get in a 5.8 mile walk before work. But I did drive into work and I now have plans for after that may entail driving straight from work (ie no time to walk home and get the car). But I did bring lunch and dinner to work with me so I won't be tempted to go out for either.

3 Responses to “bits and pieces.”

  1. Carolina Bound Says:

    Just a word on storage -- I've always regretted paying for storage, as it always turned out I was storing junk I ended up not using. Really examine what you've got; you may just want to pare down.

  2. ldyfaile Says:

    I couldn't agree more. Unfortunately what I have in storage is a lot of stuff from my mom and grandma, both of whom have passed. Family heirlooms and the like. Some of it yes I can get rid of. And I'm going to try the trick of taking pictures of things that I want to remember but don't really need to keep. But I don't know how much I'll actually get to before I need to.

  3. Nick Says:

    Congratulations on your journey to debt freedom. I'm working my way there, too.

    I can't say enough about de-cluttering your life. Having stuff costs SO much money. Have a garage sale, sell it on ebay or give it away. Whatever you do, don't pay for storage. You don't need things to be happy! Best of luck!

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