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Everything will be alright.

July 4th, 2007 at 08:02 am

I'm pretty excited right now because I think everything will balance out alright now. I have decided to stay in my apartment so the hunt for a new roommate starting in August has begun.

I have been holding onto every extra bit of money that's come in so I can cover the deposit that my roommate paid when we moved in. Since I get paid tomorrow the amount shows up in my account today as a pending payment. So I was able to sort out the damage. When all is said and done I'll have $200 left over to pay on my credit card! Since it's not accruing interest just yet that makes me really happy. Of course it only cuts it down by half but still.

So until I know for certain that I'll have a roommate August 1 here is what I plan on doing. Every extra bit of cash, from my Tuesday Deposits and extra in my check, will get posted in Quicken as a future payment called 'Roommate'. When the 5th rolls around again, 'Roommate' will go away and I'll see where I stand with paying everything. I figured my budget with no roommate before (not factoring in extra money from childcare or from changing my withholdings or from any after hours support I may do) and found that if I paid the absolute minimum on everything then I should be good to go to pay full rent. I think with the extra that I will have come in, I'll still be able to pay extra on something come the 5th.

I do want to have a roommate because I want that extra $350 to go to debt reduction. But if I don't have it just yet I'm covered. That is a huge relief.

The money that I'll need for the relay in August will hopefully come from the money my brother pays me back. If not from there then from savings which will get replenished when my brother pays me back.

Happy 4th! Have a wonderful day!

1 Responses to “Everything will be alright.”

  1. honeichild Says:

    Sounds like you've laid it out well! Good luck finding a roommate.

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