<< Back to all Blogs
Login or Create your own free blog
Home > I can't believe I did it!!!

I can't believe I did it!!!

July 10th, 2006 at 04:39 pm

Ok so I've been saying for about a week or so now how I need to call in and see if I can get my interest rate lowered. But I never get around to it because I don't have my card with me (so don't have the account number) or I am at home where the card is but I don't feel like standing outside to talk on my cell phone (my apt isn't condusive to anything more than brief conversations without dropping calls).

Saturday I put my credit card in my wallet with the intention of calling in about it when I stopped by work for something. Only I didn't have time and I forgot about it.

Today I just bucked up and did it. I printed off the little suggested script to use when you call but then at the last minute ditched it and just plain asked. (the script suggests a more forward approach). The CSR I spoke with was really nice. He lowered my rate from prime + 10.5% to prime + 5.5%! I didn't even know my rate had gone up another .5% until I called and asked what it currently was!! Darn prime and all.

Anyway that still makes my day, I got it lowered and now that I know I can do it I'll try it again in a couple of months. The script also said I should talk to a supervisor, praise the CSR, and again ask for another reduction. But I just don't have the balls for that.

2 Responses to “I can't believe I did it!!!”

  1. boomeyers Says:

    Great job! I will have to try this too!

  2. veronak Says:

    I am so happy for you Wink Way too go

Leave a Reply

(Note: If you were logged in, we could automatically fill in these fields for you.)
Will not be published.

* Please spell out the number 4.  [ Why? ]

vB Code: You can use these tags: [b] [i] [u] [url] [email]