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Archive for April, 2008

Didn't buy the Tshirt, did buy the gloves

April 18th, 2008 at 06:58 am

I went to a concert last night and debated about buying a band tshirt. In the end, decided it wasn't necessary and $25 stayed in my pocket.

This morning at Curves I noticed that I was building up callouses again. Last time it had to do with my work environment (freight dock) this time it's due to Curves. They have gloves there to avoid just that issue, they are nice, padded, fingerless, and only $8.95. So I went ahead and bought them since I had cash on me. Of course I decided on them after my workout so will have to wait til Monday to see how I like them.

CC, Car repair, Cell Phone, and Bus Tickets

April 11th, 2008 at 07:04 am

I have $837 left on my CC that is supposed to be empty. I have been able to drop it hugely these past couple of months but that is going to be slowing down here soon. Still though, with the money I know I have coming in it will be paid off by the end of May.

Once it's paid off I'm going to charge my car shop visit to it. I don't drive my car much but the last time I had it in the shop they said my clutch was slipping and they would need a day to figure out where the issue was and what the cost would be. On the one hand, I don't drive it often. On the other, I don't want it to totally die when I really need it. Plus lately the few times I have driven it, there's been random times that whitish smoke has come out of the back and I think that needs attention too. Whatever the charge ends up being, I plan on pulling $400 out of my EF to pay on my CC and the rest will just get paid off with whatever I have extra each month like before.

Plus I have it built into my budget to transfer $75/mo automatically to the savings account I would be pulling the money out of. So building it back up is already part of my plan. We'll see when the time comes what the damage really is.

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And in other news...my brother called me the other day because he and his wife are switching back to Verizon Wireless. They had to go to Cingular when they moved because it was the only company that serviced the area they bought their house. But now, two years later, Verizon signal can be gotten out there and they haven't been too happy with Cingular.

At any rate, through the company he works for he gets a discount on his Verizon bill. At the bottom of the paperwork it had a place to add family members phone numbers to get the discount as well. Since my other brother and I are also on Verizon, he put our numbers down. Who knows if it will actually process but it's nice to know it's a possibility.

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My bus ticket thing seems to be working just fine. I currently have 21 tickets left for the month and 20 rides that I know I'll need tickets for providing I keep up with my walking home 3 days a week.

Bus Pass vs Bus Tickets.

April 3rd, 2008 at 06:49 am

For the month of April I am experimenting. My friend opted to not continue in her work's bus pass program (they renew for free every year if they want to) so while that was the cheapest option it is no longer available.

A monthly pass for 2 zones costs $65. A bus ride one way is $1.75.

In April there are 22 work days, so 44 bus rides, totaling $77.

However, I am training to walk a half marathon in June and a walk relay in August. In doing so I am walking home three nights a week (Mon, Wed, Thurs). There are 13 nights I will be walking home in April. That leaves 31 bus rides, totaling $54.25.

They sell bus tickets in packs of 10. For April, I bought 3 10 packs at $52.50. My theory is that chances are I'll get at least one ride in from my roommate over the course of the month to negate needing 31 tickets.

Of course all this hinges on my Actually walking home three nights a week. But I'm anticipating that only having X amount of bus passes will encourage that.

Plus I can think of other ways to 'save' bus tickets. I have a chiro apt on Friday and my chiro is maybe 1.5 miles from work at most. I usually park near my chiro office and catch the bus (when I have a pass) because there's no bus service between my chiro office and home and sometimes I need to go places right after my apt. So I'm thinking I can park at the chiro office like usual. If it's early enough, walk to work. After work, jet out right at 5 and walk to the chiro. Possibly saving one or two tickets. But at the same time, if I'm cutting short time wise, I do have the tickets to use.

We'll see how this works out. I'm hoping to wind up with a couple extra tickets each month so by the time I need to go back to buying a pass, I can prolong it a little.

Still here but barely.

April 1st, 2008 at 04:25 pm

I don't have time for much by way of 'that internet stuff' I used to do when I had lots of free time at my old job. So posting here has mostly slacked by the wayside. I do keep up my sidebar, even if I don't post my full networthiq results every month. It's tough to balance it all out and I feel ultra behind. But I'm still chipping away at my debt!