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Food and Gas budget.

August 3rd, 2006 at 07:24 am

I thought I'd try something new this past pay period. Since my cashback cc was paid off, and it gives me 5% back on grocery and gas purchases, I decided to charge (within my budget) all my food and gas purchases and then pay it off right before my next payday.

Well tomorrow is my next payday. I didn't use all of my budget, there was 22.89 left over all together. However, I did have to charge my recent auto repair as well to the card so I do still have a debt outstanding. So when I made a payment just now, I put the entire amount I had budgeted to try and eat away at the auto repair.

I'm not sure what I should do about this next pay period, seeing as how I'll have a blanace that will carry over. At least this first statement it won't have any interest applied. Normally I could possibly scare up the difference with my extra check that I get on the 5th but since I lent (gave) my brother $200 for rent I have to make that up too.

So I might just pull the cash out and carry that around so there's no additional charges to potentially incur interest since I can't pay the balance in full just yet. Or I may continue what I did before: use the card for food and gas and pay my entire budget towards the card even if I don't use it all to try and eat away at the auto repair charge and hope that Sept 5th I can pay the difference. Fortunately I did call them and lower my interest rate by 3% so that's a good thing at least.

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