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Net Worth for October

November 1st, 2006 at 04:48 pm

I'd already updated my sidebar totals this morning but here's my Net Worth report for October:

Net Worth Report for October 2006
Assets $ Diff % Diff
Cash $641 $129 25.20 %
Retirement $24,176 $837 3.59 %
Cars $2,305 ($50) -2.12 %
Total Assets $27,122 $916 3.50 %

Debts $ Diff % Diff
Student Loans $36,312 ($116) -0.32 %
Credit Card $17,330 ($580) -3.24 %
Other $9,013 ($165) -1.80 %
Total Debts $62,655 ($861) -1.36 %

Net Worth ($35,533) $1,777 4.76 %

I'm pretty pleased with the result. Now if I can just keep at it. Though I am anticipating a bite to savings this next month I also know some of my debt will be reduced faster because of other factors. So it should balance out.

I'm trying to figure out if I can transfer my 401k to an IRA or a Roth IRA. Because I'm still working for this employer, I'm not sure I can. And I'm worried about the tax consequences. So we'll see.

I've also decided that every payday I'm going to pull out from my change jars 3 quarters, 2 dimes, 1 nickel, and 4 pennies to put in my car's ashtray. Because I pay cash for gas I like to have exact change. In Oregon you can't pump you're own gas and many of the stations I frequent the attendant is also the cashier (ie they wander around with wads of cash). Since I don't want them to top off, I want to make sure I can give them exact change. Once my ashtray fills completely then I'll stop doing that but until then I would rather be safe than sorry.

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