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$40 bank error, not in my favor

February 10th, 2007 at 11:07 am

I messed up. I thought it odd that I had more money after the last check but just chalked it up to the fact that I have a different amount of extra money out of each paycheck. Turns out a transfer out to Emigrant got recorded as a deposit in Quicken. It was for $20 but since I thought I had $20 more instead of $20 less that actually makes me off by $40.

I just balanced my register and am now -$4.57. Which is not really the case for the account since I'm holding onto money for my first loan payment so I'm really ok. Just debating about whether or not I want to pull $40 back out of savings to cover the whoops or just leave it as is for now and make up the difference next check. I think I'm going to hold off on pulling from savings for as long as possible. I'm holding out $250 for my new loan payment since I don't know exactly when it's going to be due. So my account is far from being overdrawn.

Just frustrating to me. Know I know, if it seems like I have more money than I thought I should, double check transfers to/from Emigrant and ING. Those are the ones most likely to get reversed on accident.

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I'm going to have a chat with my brother today. His account is at $52. His electric bill is the only bill that hasn't been paid yet, it's $63. His roomate will pitch in half, but that still leaves barely $20 for the rest of the month. He has GOT to stop eating out. Fortunately he'll work at the bar tomorrow morning and probably make like $60. I just need to pound it into his head that that HAS to last him all week. The bar he works at mentioned another possibility, having him call people that filled out comment cards on the comedy nights to give them free tickets to come back. That'd be a couple hours a night a few nights a week. Anything extra is welcome at this point.

1 Responses to “$40 bank error, not in my favor”

  1. T. Rockmann Says:

    It's been awhile since I have popped into your website, but I see you are making great progress on your debt, way to go. It can really be a struggle, but when it is put behind you, you will have learned more than any formal education can teach you about money. My only concern would be your emergency fund balance, it really hasn't moved so much in the past 8 months.

    Keep blogging, you are helping others through the process.

    http://www.creditdetox.com

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