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Tuesday deposit.

April 3rd, 2007 at 05:36 pm

My Tuesday Deposit doubled this week. I got a call yesterday while I was at work asking if I could babysit last night for a meeting. Two and a half hours and the pay would be $25. Rock on. Added that to my Tuesday Deposit and I put $50 into my Emigrant account.

I had a nice little panic moment this morning when I realized that my loan payment was due yesterday and I wasn't sure that I'd made enough payments. See, I get the money that makes up the loan payment at different times and since I now I can make payments online I make smaller payments as soon as the money comes in. Fortunately I did in fact make over and above the required payment last month. Phew. I figured I did but since it was on automatic (after a fashion) I just wasn't sure.

Speaking of automatic, I read The Automatic Millionaire. Eh. Some of his ideas I already use/do. But I have to laugh at the house idea. I totally agree, if you're paying $1500/mo in rent you might as well own a house. But I rent a cheap apartment and I share the rent with a roommate. I pay less than $300/mo just for 'rent' alone. Not counting my cell phone, my total 'house costs' are $350. I am NOT going to find a mortgage payment that low. I do want to own a house someday. But after all my other stuff gets taken care of.

I'm slotted to babysit again for the next two Mondays plus the next two Wednesdays. Yipee for extra cash! I am not complaining in the slightest.

4 Responses to “Tuesday deposit.”

  1. dimes Says:

    I'm paying $1140/month in rent but will not be buying a house. Why not? Because we're moving too frequently to eat up the purchase/sale costs. If a person is staying put, they're silly not to buy a house assuming they can handle the upkeep and property taxes, but when you're a shifty fella, it doesn't always pay.

  2. HouseHopeful Says:

    I liked the Automatic Millionaire too. I took some of the ideas & worked from them. If you don't see the money, you don't miss it. Thats my favorite motto Smile

  3. samewriter Says:

    I agree with your feelings on a house. Many people forget that the mortgage payment is only part of the cost of home ownership. The other costs, especially for an aging house, are *substantial*.

  4. baselle Says:

    Agree with buying the house part. For most people, the house is a forced savings plan. Why have a brick and mortar forced savings plan when I have a flexible one by my lonesome?

    It doesn't make sense to buy when prices are dropping (and they will eventually, even in Seattle and Portland). I figure on waiting until about 2009-2010.

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