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First paycheck

October 16th, 2007 at 10:24 pm

Got my first paycheck yesterday from the new job. It was only for 1 week though. They say it takes two pay periods for direct deposit to process. So it'll take me a couple more days to get it then deposit it.

I've paid most of the bills through the 11th of next month. I say pay and most but that's really not quite what I mean. I use Quicken and plug money in as future payments then only look at the ending balance to tell myself what I really have in the bank. That way the money is allocated. I check it every day to make sure if there's a payment I need to initiate that I do so. There's a couple of bills that I haven't paid yet, rather big ones. But I will have a full 2 week check before they're due so I'm not concerned. And I've left myself a $100 cushion instead of my usual $20 cushion as a 'just in case' buffer.

Since I don't have time to go out to the chiropractor I haven't been maxing out my medical budget. Normally I'd send that money off to the medical savings account I set up but since I'm going to be paying for COBRA I figure I'll just use that for part of it that way I don't have to drain so much out of savings.

I am still certain I'll be a'ok when all is said and done but my EF will definitely be drained. Although there's still the state kicker check, and possibly money from my dad to help out with things. Too many unknowns.

I'm still liking my job. I'm thinking about maybe asking, once I get permanently hired on, to change my schedule to come in an hour earlier. With all the food available at work I don't have to worry about packing a lunch or eating breakfast first and I shower at night now anyway because there just isn't time in the mornings. There's no reason I couldn't just get up at around the same time and catch an earlier bus. But it would make a world of difference in the evenings as I'd actually be able to exercise and stuff. We'll see when we get there though.

Just going to keep plugging along and hope I stay ahead of things. I'm really glad I have a little bit of an EF to support me through this.

1 Responses to “First paycheck”

  1. Carolina Bound Says:

    Sounds like everything is coming together nicely. Hope they will let you do the hour earlier thing. It does make such a difference in the evening!

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