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Bed fund.

September 5th, 2006 at 05:01 am

I've been saying ever since Ikea has been rumored to be coming to Portland that I'd buy a 'big girl bed' once they are here. Well, after the furor over the store died down at any rate. I am very much in need of a new bed. My twin mattresses were purchased by my grandmother, new and they were the cheapest she could find, almost 20 years ago. My frame broke the last time I rearranged my room. It's ok to sleep on but if I move, chances are it won't go back together once it's taken apart.

I tried looking online to see what options they have but they don't put too much online by way of stock, they just have too much. The one frame they did have didn't look bad and it was only $129. I expect to pay at least $250 for mattresses, although I'm not sure if I'll get a bed/box set or what. Probably depends on the bed.

I want to pay cash for it. I expect it to be about $500 at least. I don't want to pull it out of my emergency fund, I'm already going to be doing that for tires although that's somewhat justifiable.

I haven't figured out exactly how I'm going to save for it. If I end up doing more babysitting, perhaps that money could go towards it. I could open another ING account, or perhaps an Emigrant (sp?) account. Keep it seperate but perhaps earn a little extra while I'm waiting for Summer 2007 to roll around.

I could totally have $500 saved in that time. Hopefully more, in case my estimation is too low. The question just becomes, what money do I set aside for the bed fund? I don't want to take from my regular savings until I've gotten my EF up to goal. Something to think about.

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