About Me

LdyFaile

30 something single Portland, OR gal just trying to get a handle on things.

0% BT Balance (pay off before 9/1/2009):
December 08 $2254
January 09 $2153

Debt:
June 06 $70,137
June 07 $61,631
June 08 $55,676
July 08 $53,963
August 08 $54,152
September 08 $53,176
October 08 $52,641
November 08 $52,938
December 08 $52,341

Emergency Fund balance (goal $1500):
June 06 $204.50
June 07 $763.29
June 08 $301.87
July 08 $377.38
August 08 $302.93
September 08 $303.47
October 08 $304.01
November 08 $304.49
December 08 $305.04

You have got to be kidding me.

June 28th, 2006 at 11:05 pm

So I called about my timeshare, ie what are my options and found out that originally I had 5 days to back out of the deal but since that's past all I can do is try to sell it. The day after I signed the paperwork I realized I'd made a mistake and I poured over all the paperwork they gave me. Even the fine print. I found Nothing that said I could do that. I should have called anyway but I didn't. Now it's been two years and I'm well out of that period. I should have verified my loan balance while I was on the phone with them but I didn't. She's sending me a reseller package but it's pointless really since no one will buy it for the price that's left on the loan.

Posted in timeshare | 4 Comments »

4 Responses to “You have got to be kidding me.”

boomeyers Says:
June 29th, 2006 at 03:11 am

I guess that is why they say hindsight is 20/20. Hey, you learned a valuable lesson and you are helping by warning others! Good job!
ima saver Says:
June 29th, 2006 at 01:33 pm

What if you just stop paying and tell them to take it back? I have never met anyone that was happy about buying a time share. usually you can't even give them away because of the maintenance fees.
debra williams Says:
July 4th, 2006 at 08:28 am

Can you call your timeshare office and see what options you have? Do they have a list of past or present customers interested in buying it?
LdyFaile Says:
July 4th, 2006 at 04:08 pm

I did call and my only option right now is to sell. I put it up on craigslist every few months and always get a nibble but nothing more. Problem is, people can get the same number of credits for the same timeshare company for much cheaper than I'm asking. I've called a couple of resellers, that don't require a fee upfront to list it, and they laugh at me. Well not laugh but they won't touch it until the balance is in the 3000s and right now it's in the 7000s.

Gasping for Breath

Trying to get grips on my once fast growing debt.

You have got to be kidding me.

4 Responses to “You have got to be kidding me.”

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