Roomate comes home tonight so I am tidying up the front living areas after my explosion of boxes from storage that I was going through. Finished up last night, took out 5 more grocery bags of paper (3 just recycle, 2 shreds) and one 13 gallon garbage bag. The end result of things to keep (either to really keep or to keep for sale at some point) mostly fit into one of my 12 gallon boxes. Now to find room for that.
While tidying I found an offer from Citi. Normally I'd shred/toss these but the 0% APR on balance transfers until Sept '07 was really tempting. So I tried applying for it online and it claimed I put in a wrong number. Hmm. Ok so I think I'll just mail it in. But first I check to see what the regular APR is and *shock* it's prime plus 23.99%! Hello? I don't think so. Even if I was only going to use it for the balance transfer, I'm not applying for that card.
I finally got ahold of someone at the clinic where I usually send in $100 towards my dr bills and tests. I was pretty sure I was ahead of the game temporarily but wanted to be certain. She said there wasn't a balance because they were still waiting to hear back from my insurance. Last time it took about 3 months for them to reply about my Echo so I think this month and next month are fairly safe to use the money for my dentist bill. Fortunately I'm on a go see the dr every three months rotation now instead of once a month (or in the beginning, once every 2 weeks). So I can expect that once my last Echo is paid for, I won't have a bill from them for a while. Which will be nice. More for savings or debt repayment!
Busy morning.
September 5th, 2006 at 03:29 pm