Phase One. Eliminate CC2.

COMPLETED!!! I was very much expecting to have to pay a little bit of interest on this month's statement but it is all $0.00! Wheee! Onto Phase Two officially!

Phase Two. Build up EF to $1,000.

Between the three accounts, taking out unexpected loans and adding in regular budget amounts plus extra once Phase One was unofficially completed my savings has increased by $205.33 since the end of last month. Rock on.

Phase Three. Pay off as much of CC1 as possible by 4/15/2010.

Statement balance difference: -$293.12
Total payments: $523
Total charges and fees: $229.88

Previous potential balance by 4/15/2010: $6,096.99
New potential balance by 4/15/2010: $3,916.24 (I'm going to start using Quicken's figure for this)

Right now only $992.91 to go before things get back to normal. Unfortunately that won't be lasting long. I'll be cashing a check next week for $2,000 balance transfer and will be adding a few more dollars to the mix.

------------------

I updated my balances in Quicken. It still shows the same payoff date of 10/2010 but now it shows the interest saved as being $472.34. I'll take what I can get.

------------------

I got paid today. All bills are paid and my cushion left in the account is $18.65 It'll be interesting to see if we do get a Costco Cash Card after all since the guy who makes Costco runs went yesterday on his way home from work. If we don't, I'll be stretching that food budget creatively.