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New Windshield?

January 12th, 2007 at 04:06 pm

This morning as I was scraping off frost I noticed a crack in my windshield. *sigh* I can't feel it on either side, at least I think I was looking at the right spot. There's definately frost on the inside of the windshield in the middle of the passenger side.

I just did a quick quote at Safelite and found that if it's repairable (depending on the size) it might only cost about $90 but if it has to be completely replaced it'll run about $400 give or take.

I don't know if I want to have insurance cover it, or even if that's an option. That always seems to screw with rates later on if you actually use those types of features. Very annoying.

I guess I know what I'll be doing tomorrow, visiting nearby auto glass places for quotes.

The nice thing about this is...either way I have plenty in my EF to cover the expense. That actually makes me feel good about it. On the other hand it's depressing because it means potentially starting over. But that's what it's there for right?

Posted in Spending | 5 Comments »

5 Responses to “New Windshield?”

  1. tinapbeana Says:
    January 12th, 2007 at 04:10 pm 1168618233
    1168618233

    check your insurance policy/paperwork, or call your agent and ask for a copy of your policy (but don't necessarily ask about the windshield yet). around here, at least, windshields can and are repaired at no out-of-pocket cost to the owner. i say check your policy without actually asking your agent b/c i've heard some companies will mark you as having claimed when you call in to ask a question, even if you don't file a claim...

  2. ldyfaile Says:
    January 12th, 2007 at 05:32 pm 1168623168
    1168623168

    Tina: fortunately I have a really good agent, she's independant and she wouldn't do that to me. I do have a copy of my policy, the insurance company sends me one every six months when it auto renews. I'll dig it out and look through it.

    Samewriter: True, and now that i think about it, I think it did this last year too when it was really cold. I will probably hold off on it for now and just keep an eye on it.

  3. scfr Says:
    January 12th, 2007 at 06:36 pm 1168626969
    1168626969

    If you have a local auto repair shop you know and trust who is willing to be reasonable, they may give you a much cheaper price if you go to a wrecking yard and get a windshield yourself and have them install it.

    We did that once and saved a couple hundred bucks over having a new one installed by an auto glass place. Be prepared to spend a lot of time calling around looking for the correct windshield.

  4. fern Says:
    January 12th, 2007 at 09:22 pm 1168636974
    1168636974

    I've heard that you should always replace a windshield with the tiniest crack in it becus it becomes weakened going over bumps in the road and can collapse at a later point, creating a greater hazard.

  5. myfairlady Says:
    January 13th, 2007 at 02:10 am 1168654201
    1168654201

    I would just leave it, you never know when you might need that ef for a real emergency - like a root canal job, where you have to come up with 50% of the cost depending on your dental coverage. That could wipe out your ef, but that's a real emergency...

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