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Eye appointment and other stuff

January 23rd, 2007 at 07:55 pm

They do a really good job of guiding you out of the exam and into the optical shop. And y'know what? If I had my old insurance policy I totally would just get them there because it's easy. However, I don't have my old insurance policy and they charge extra for things other optical shops don't. Fortunately I got out of my appointment at 9:40 and had to be to work at 10 so I was able to avoid wasting the gal's time helping me find frames.

I did get a copy of my prescription and found out that I shouldn't get the polycarbonate lenses anymore because of my prescription. So that settles that, I was debating about the poly or the hi-index. I guess it'll be hi-index then. They cost a bit more but if insurance does reimburse me anything it'll totally be worth it. I'll go pick out frames tomorrow evening.


I made my Tuesday Deposit today for a total of $30.05. $25 from childcare, $5 from Pinecone, and the nickel from Bank of America. I didn't think they'd send me a nickel check but they did and I deposited it. I transferred the $30 straight to Emigrant. The nickel can stay in my checking account.

I'm doing an extra night of childcare this weekend, on Saturday. A gal I work with on Sundays asked if they could 'hire' me for Saturday so I don't know what I'll be paid but I will be paid. I'm anticipating $25 like normal.


Friend of mine picked up these cube things at Home Depot for storage and they worked really well in her closet. You can find them at HomeDepot.com search for 100377339 it's not exact the ones she got are only 12" and brown not blue. But they were only $2.50 each. I need some serious help with clothes storage so I might pick some up for bulky stuff that takes up too much room in my dresser.


I just checked my student loan online. The little one isn't a federal one so it couldn't be consolidated with everything else. I got annoyed that the payment was never really the $50 they claimed it would be and it kept fluctuating when the interest did so I started paying $60/mo instead. Right now they say I'm paid ahead enough that I could skip a payment. I ignore it for now, I figure at some point I might take advantage of it but not right now. Finally though after five months of actually paying attention to what they say my payment should be it finally changed. From $52.99 to $51.89. I am curious to see how it fluctuates so I'll continue to keep an eye on it. I figure every 8 months or so it should change either by them pushing the payment due date out another month or by the amount of the payment due.

8 Responses to “Eye appointment and other stuff”

  1. fern Says:

    Eyeglasses and lenses are so expensive, Amber. Just wait til you hit your 40s and you've got to start buying tri-focal lenses. that's when it really gets fun!

  2. LdyFaile Says:

    Fern: tri-focal? Yeah umm I'll hold onto my single-vision lenses for as long as possible. I'm legally blind in my right eye. Matter of fact, my right eye is way larger than my left. They were concerned about detatched retna as a child because my right eye ball grew faster than the retna. Fun stuff I tell you.

  3. samewriter Says:

    I'm not sure if this bothers you, but it sounds like your extra student loan payment is not going towards principal, but rather is just being held in reserve for future payments.

    If you are trying to accelerate paying off the loan, you'll need to talk to the student loan office to make sure that they apply your extra payments towards principal.

    I spent several years trying to pay off my student loans ahead of schedule to save on interest. Finally I realized that I wasn't making any "progress" at all, I was just lending the student loan office my money, interest free.

  4. fern Says:

    Yeah, when you hit your 40s, your eyes really start changing. My doc said to count on needing a new prescription pretty much every year, until they stabilize again around age 50. Normal aging stuf.

    I used to be extremely near-sighted, but now i need tri-focal (with invisible lines) You sort of get used to using the lower third for up close reading, the middle for mid range and the upper part for distance.

  5. threebeansalad Says:

    I just got new glasses this month, too. My vision insurance doesn't cover much and is very difficult to understand. I'm glad I shopped around because different places seemed to interpret the insurance benefit differently. Finally I found a place that I could get a decent pair of frames and lenses for only $18 (out of pocket) so I was happy. Otherwise, I was thinking about bypassing the insurance and ordering glasses from here: http://zennioptical.com/,

    I read a positive review of Zenni Optical on Queercents, but that's all I know about it.

  6. LdyFaile Says:

    Beanie: The one online optical place I contacted said they weren't equipped to handle the level of prism I need so online is out unfortunately. It sounds like though it'll wind up being $40 out of pocket once I get reimbursed from my insurance for 2 pairs of glasses. I will so take that over the $311 I paid for one pair last time.

  7. fern Says:

    I think i need to shop around, given the low prices you guys are mentioning. I have a doctor right here in town that i really like, but he charges so much that my insurance company routinely doesn't cover his 'excessive' charges. The cheapest pair of frames in his shop are $100, and the lenses, the tri-focals are around $200 i think. I've heard Costco is pretty good. I'm going to keep the frames i have and just update the lenses next time i go.

  8. debtfreeme Says:

    i am due for a new pair of glasses but i have not yet been back to look in teh shop. next time i go to the doctor i'll do it but my doc is 40 miles away so....later it will have to happen.

    i have three of those cube things in my closet: gym shirts, bym pants and pj's fit well in them.

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