After all that fun with the bank yesterday my brother wasn't able to make it in before they closed. He was 5 minutes late. He was going to deposit money in via atm to see if he could skate by on that so I suggested he put in $25 since he was short by about $24. (There was some money in the account just the bank when it auto transferred transferred way more than he needed so I had told him to ignore the extra since they would probably take the overdraft fee out of it).

This morning I checked his accounts....his checking is positive and his savings has no extra charges!! He just barely skated by. I will be talking with him this weekend about where we go from here. He was considering taking the summer off of school and working, right now that's a fine idea since I don't know how he's going to pay for it if he doesn't.

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I gave my friend a check like I do every month to pay on the croatia trip we took last year. She asked 'Why are you still giving me money?' A valid question considering I gave her $1k a couple months ago just so what we make with our monthly payments as a group will actually make a difference. I don't feel right leaving her holding the bag, even though she choose it. She only choose it because she thought it would be temporary, not drag on for over a year. Unless everyone else can pick off their portion like I did, I don't feel right stepping back. Although on the flip side, that $50/mo I give her could be used elsewhere in my debt reduction plan. It boils down to, I feel I have a moral obligation to give her money every month until the card balance is $0 or until the others in the group take on their own portion of the debt.