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Home > No more chiropractor coverage.

No more chiropractor coverage.

January 5th, 2008 at 08:31 pm

I found out yesterday while looking over all my paperwork to become a permanent employee that chiropractic care is not covered under my new insurance. This is sad because I am under treatment right now once a week. Because it is needed, not just wanted, I will continue it to the tune of $60/visit and save my receipts for 2008 taxes. My new work has an FSA that I could load up with money to cover the expenses but I'm a little leary of doing so with the whole spend it or loose it philosophy. I will send $50/mo into the FSA to cover my prescriptions at least. Who knows, I may wind up spending it all after all.

This month I don't need to buy any meds so I will use the $180 I budget for medical on the chiro that way I avoid charging it. I'm still doing well in the savings arena too so I may make it out unscathed when all is said and done. We'll see.

Posted in Medical bills | 2 Comments »

2 Responses to “No more chiropractor coverage.”

  1. MarianneJ Says:
    January 5th, 2008 at 11:01 pm 1199574112
    1199574112

    If you know you'll be spending $60/week on chiro treatments I would not hesitate to put at least that much into your FSA. You might as well save a little by using pre-tax dollars since it is not covered by insurance, right?

  2. ldyfaile Says:
    January 6th, 2008 at 02:53 am 1199587996
    1199587996

    The only problem is I don't know for how long I will be visiting once a week. I might bump it up to $110/mo because chances are I have at least 8 appointments left. (ie that would be paying for at least one appointment per month and I'll get a credit card loaded with all the money I'm anticipating putting on over the course of time until the plan year ends) I'm extremely cautious though about putting too much into the account and not having anything to spend it on. Once I set the amount per month it can't be changed until the next plan year.

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