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Finding more ways to save.

January 24th, 2008 at 02:05 am

I happened to mention to my chiropractor that I am no longer covered under insurance and that now I am paying out of pocket. Her response was that once I get on a maintenance plan (right now I'm on a plan to fix something specific) that they will give me a discounted rate so long as I commit to coming in once a month. I was planning on doing so anyway so that's good. Plus they have like a punch card, come in for 12 months consecutively and get a free massage or something like that. I won't complain!

I also got an email from a friend who can get half price bus passes from her work. She doesn't need hers for Feb so she offered to buy it for me instead. I think it will work since right now I tell work how much to take out for my transportation costs and then just turn in a receipt showing I paid that amount. I sent in the slip today to lower the amount I'm having them take out and since she buys the pass at a store there will be an accompanying receipt that I can turn in. Even if for some reason they don't accept it, it's still a worthy savings. I don't know how many months I will be able to do that but I can change how much they take out from my pay as often as I want. It's way more flexible than my flexible spending account. Smile

Posted in Saving, Medical bills | 6 Comments »

6 Responses to “Finding more ways to save.”

  1. disneysteve Says:
    January 24th, 2008 at 05:05 pm 1201194313
    1201194313

    I'd be careful about the bus pass deal. If that is a perk offered through your friend's job, she probably isn't supposed to share them. The job may subsidize the cost of those passes as a perk for their own employees. If she gets caught buying them and reselling them to you, she could get in trouble at work.

  2. nance Says:
    January 24th, 2008 at 07:19 pm 1201202375
    1201202375

    I had the same thought as Steve. It isn't ethical for your friend to have her company subsidize a non-employee.
    Her heart is in the right place, but it might not be a good idea.

  3. Caoineag Says:
    January 24th, 2008 at 09:49 pm 1201211374
    1201211374

    Strange, when I worked at a non-profit, another non-profit in the building encouraged us to buy our passes from them at half price. We never had any issues with getting them for family and friends. It was considered a perk of non-profit work (one of the only ones).

  4. disneysteve Says:
    January 24th, 2008 at 10:24 pm 1201213464
    1201213464

    It might be just fine, but I would check before doing it. You wouldn't want to get your friend in trouble over something like that.

  5. ldyfaile Says:
    January 25th, 2008 at 02:00 am 1201226456
    1201226456

    The deal with her company is that she only can buy one pass per month. She is a bike rider and some months she does buy a pass because the weather is just too horrid to ride in. I'm just using the pass she would have used instead. It's not a special pass that is in any way linked to her company or requires her to have her picture on it or anything.

  6. disneysteve Says:
    January 25th, 2008 at 02:54 am 1201229673
    1201229673

    Again, it might be perfectly okay to do. I'm just wondering if the reduced price passes are supposed to be for employees only. If they are sold at half-price and the company pays the other half, they probably don't want just anyone using them since they paid for them. You wouldn't be entitled to that benefit since you don't work there. Just have your friend ask if the passes are transferrable.

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